Our A-Rated Reinsurers
Each year, we renew our Excess of Loss reinsurance program on July 1.
Excess of Loss Reinsurance is a term used to describe agreements which, subject to a specified limit, indemnify the ceding company against an amount of loss in excess of a specified retention. In many ways, excess of loss reinsurance coverage functions similarly to a primary policy with a deductible.
The most important factor in selecting our reinsurance partners is financial security. As always, we have partnered with reinsurers who have A.M. Best ratings of “A-” (Excellent) or better, and at least $500 million in policyholders’ surplus. This backs our company with top notch financial strength.
For more information on the strength of our reinsurers and our reinsurance program, please see downloadable documents below. Should you have questions or need additional information, please don’t hesitate to contact Ben Siddons or Jack Reynolds.